Modern Staircase


Joining you on your journey


Getting my loan with the finance stand couldn't have been easier. As a first home owner, I had a lot of questions but someone was always available and I never felt I was being a burden. I really felt like my needs were being cared for as an individual. I couldn't be happier.

Nick Fogarty


The Finance Stand has over 30 years of industry experience. We recognise financial motivations are extremely individual. Therefore, we are committed to imparting experience and knowledge to navigate the lending landscape to help clients reach their financial goals through property. We have a friendly approach to helping income earners of all levels grow multigenerational wealth. We have helped people from first home buyers to multi property investors get the best home loan option for their current life circumstances.

Get finance ready and start yours today.



We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.

There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability.

We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:


The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.


Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant.


Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.


Whether you're just purchasing land or purchase house and land package, we can guide you through the building process along with structuring your loan. We also help investors build multi unit construction to grow their wealth.


Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today


Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more



485 Latrobe Street, Melbourne VIC 3000

1300 076 400

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